Borrower Testimonial
“The program made homeownership possible in a way that actually made sense—smart, sustainable, and far less stressful than we ever imagined. Every day, we’re grateful we found Genrae.”
Florian & Amanda
in Ohio
Lower
Payments.
More Life.
Premier Lending enters agreement to acquire conforming mortgages funded through Genrae’s rate buydown program.
Learn MoreGenrae lowers mortgage payments for American homebuyers.
We deploy long-term institutional capital to lower mortgage rates in exchange for a capped share of future home appreciation.
Built for the family at the closing table
Lawyers in San Francisco. School teachers in Denver. A retired couple in Phoenix. Americans across the country are discovering the power of true affordability.
Borrower Use Case
“Geoff closed on his first home using a Genrae mortgage. His rate is 4.875%, saving $413 per month while building $125 more in principal.”
Geoff
in Oregon
Borrower Testimonial
“The difference between homes I could purchase on my own and what I could purchase working with Genrae was night and day.”
Mary
in Ohio
Borrower Use Case
“David refinanced through Genrae, reducing his rate from 7.50% to 5.13%. His monthly payment dropped by almost $400.”
David
in Colorado
Research & Insights
Explore the research shaping the future of housing finance.
Real Estate & Housing Finance
Housing Finance | Research
Research on mortgage markets, housing finance, and capital structures shaping residential affordability.
Cognitive Economic Modeling
Economic Theory | Research
Work on rational inattention, decision-making, and cognitive models that shape real-world economic behavior.
Human & AI Interactions
AI | Research
Research on how humans and intelligent systems interact, decide, and coordinate under uncertainty.
Sell a 4.99% rate in a 6.5% world
While other lenders explain why rates are high, you will be sending out closing disclosures.
Contact Our Team